How do the seven roleplay apps compare?
| naughti.ai | Nectar AI | Secrets AI | Joi AI | OurDream AI | Xotic AI | GoLove AI |
|---|
| Roleplay style | Written scenarios | Companion builder | Chat + Scenarios + Lorebooks | Originals + builder | Builder + huge library | Builder + Worlds | Premade + Scenarios |
|---|
| Build your own | No, premade | Yes | Yes | Yes | Yes | Yes | Announced; photo tool in alpha |
|---|
| Memory (published) | Thousands of messages (vendor) | 8K-64K context (reported) | Tiered, up to 6x | Session only (reported) | Vendor claim; drift reported | Enhanced, Elite deeper | 8,000-message tier |
|---|
| Group scenes | Some scenarios | Not stated | 2-3 on Ultimate | Not stated | Fusion video | Up to 10 on Elite | Up to 10 in Scenarios |
|---|
| Free tier | Not published | ~15 msgs/day (reported) | 20 msgs/day | 6 images lifetime | 5 msgs/character (reported) | 5 msgs total | Unlimited text |
|---|
| Entry price | €14.99/mo (≈$16.74) | $9.99/mo (reported) | $19.99/mo | $13.99/mo + tax (reported) | $19.99/mo | $24.99/mo | Not public |
|---|
| Platform | Web | Web | Web app | Browser | Web | Web | Web |
|---|
y = yes or published, n = no, amber = partial, reported or unclear. Checked 11 November 2026. Prices in USD; naughti.ai bills in euros (converted at the ECB rate of 6 Nov 2026).
In practice: a “free” row means little if the app stops after five messages. If you want to judge the writing before paying, start with GoLove AI or Secrets AI, then decide.
How I compared AI roleplay chats
I did not rate the apps with stars, because I have not run paid tests of all seven. I compared what each one publishes and what named reviewers report, on five points that matter for roleplay:
- Who drives the story. A blank chat leaves the plot to you; a written scenario or a lorebook gives the model rails to follow.
- Memory. How long a character keeps names, events and rules. Few vendors publish numbers; I note which ones do.
- Characters. Premade, built by you, or picked from a community library.
- Scene size. One-on-one only, or several characters in a scene.
- Cost of a long session. Plan price, plus credits for images, video or calls.
What each app does best
naughti.ai: written scenarios
Hand-written adult scenarios with a beginning and an end; a new scenario every week. Long chat memory that stays coherent after several thousand messages (vendor). Premade characters inside the scenarios; you do not build your own. It is web only and costs €14.99/mo (≈$16.74) with 100 credits a month; extra media costs credits, and credits are not refunded. Full details in the naughti.ai review.
Secrets AI: memory and lore
Its official tiers page is the most detailed in this group: basic memory on Free, then 4x memory, 60% more context and Lorebooks on Premium ($19.99/mo), and 6x memory on Ultimate ($39.99/mo). Message length also grows by tier, from 500 to 2,000 characters. Free users get 20 messages a day without media.
Nectar AI: one companion, designed by you
A builder with SFW and NSFW modes, voice messages and video calls. Context is reported at 8K tokens on Premium up to 64K with long-term memory on Ultimate. Its own FAQ warns that premium memory features end when you cancel.
OurDream AI: the biggest library
You can build a companion or pick one from a community library the vendor puts at over 11 million characters. Paid plans include unlimited messages; reviewers say long sessions drift, so keep a short summary of your story handy.
Xotic AI: groups and Worlds
Elite allows group chats with up to 10 characters, and Worlds are described as multiplayer AI stories with friends (10 XOT per turn). The free tier is only 5 messages in total.
GoLove AI: free chat first
The homepage promises a free core text chat with unlimited messages, and Scenarios hold up to 10 characters. Premium prices are not public, and the full character creator is still announced.
Joi AI: live calls
Premade Joi Originals, a builder and live video calls. One review reports that replies are capped at about 115 characters, which is short for long scenes (reported).
How far does each free tier go?
A free tier is the cheapest way to judge the writing, but the allowances differ a lot. Here is what each app publishes, or what a named reviewer reports where the vendor is silent.
| App | Free allowance | Source |
|---|
| naughti.ai | Not published | Product, 10 Nov 2026 |
| Nectar AI | About 15 messages a day, 15 messages of memory, 1 photo message, 10 image generations a day (reported) | RoboRhythms |
| Secrets AI | 20 messages a day, basic memory, no media, no Moments | Official tiers page |
| Joi AI | 6 lifetime image generations, a few Neurons at sign-up | Joi help centre |
| OurDream AI | About 5 messages per character, 55 dreamcoins once (reported) | RoboRhythms |
| Xotic AI | 5 chat messages with no reset, 1 custom character, 200 XOT welcome | Official FAQ |
| GoLove AI | Core text chat “free forever”: unlimited messages, memory, voice messages, standard photos | Homepage |
In practice: GoLove AI and Secrets AI give you enough free messages to test a real scene; on Xotic AI and OurDream AI the free allowance covers only a few exchanges. GoLove AI’s own terms still give an example limit of 10 messages, so treat “unlimited” as the homepage promise it is.
What to check before you pay
- Refunds. Narrow almost everywhere: Secrets AI refunds nothing for the current period, Xotic AI does not refund subscriptions, and naughti.ai credits are never refunded.
- Credits on top of the plan. Video, images and calls usually cost extra units (Moments, XOT, Neurons, dreamcoins, credits).
- Age checks. Most US sign-ups are a click-through; UK visitors may be asked for a face estimate or ID.
- Currency. naughti.ai and Xotic AI’s Elite plan bill in euros for some visitors, so your bank converts the amount.
Sources I used
I read these public pages between 9 and 11 November 2026.
- naughti.ai Terms of Service
- naughti.ai Cancellation Policy
- Secrets AI wiki: subscription tiers and limits
- Secrets AI wiki: install the app
- Nectar AI FAQ
- RoboRhythms: Nectar AI review (re-dated 10 Nov 2026)
- OurDream AI homepage and FAQ (plans)
- RoboRhythms: OurDream AI review (29 Oct 2026)
- Xotic AI plans
- Xotic AI FAQ (25 Oct 2026)
- GoLove AI homepage
- GoLove AI premium screen
- AI Companion Guides: Joi AI review 2026
- ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)
Adults 18+ only. All characters are AI and fictional. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links.
