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naughti.ai Review: Written Scenarios and Memory

By James Swift · Checked 11 Nov 2026 · 18+

Reviewed on what you can check: format, memory, price, credits, rules and weak points.

See the facts

naughti.ai and six other roleplay chats

#1
€14.99/mo (≈$16.74) with 100 credits a month
  • €14.99/mo (≈$16.74), 100 credits a month included; 100 extra credits for €79.99 (≈$89.31)
  • Hand-written adult scenarios with a beginning and an end, plus a new scenario every week
  • Scenario content is included in the subscription; you pay credits only to generate more
  • Pre-generated top-quality content at 15 credits each
  • Long chat memory that stays coherent after several thousand messages
  • Your own generated content: 4 credits per image, from 30 credits per video
  • NaughtiAI OÃœ, Estonia (EU)
  • Watch out: credits are not refunded
#2
Companion builder with video calls
  • Companion builder, images, video, voice chat and video calls
  • Free plan: about 15 messages and 10 images a day (reported)
  • Credits pay for media on top of the plan
  • Nectar AI, LLC (Delaware) with a UK entity
  • Watch out: fees are non-refundable and official prices are not public
#3
Seven video models and audio calls
  • Companion chat, custom characters, adult video on 7 models, audio calls
  • Premium includes 8,000 Moments; a 5-second video costs 320 to 1,200
  • Free: 20 messages a day, no media
  • Secret Labs Inc. (Delaware); Trustpilot 4.5 from 324 reviews
  • Watch out: no refund for the current period
#4
Live video calls and Joi Originals
  • Premade characters, builder, images, video, live video calls
  • Neurons charged per explicit message, photo or video, even on Premium
  • Age check by VerifyMyAge (email, face estimate or ID)
  • Novi Limited, Cyprus; Trustpilot 3.9 from 265 reviews
  • Watch out: pay-per-view on top of the plan
#5
Custom companions and a huge library
  • Custom companions plus a huge community library, images, video, voice calls
  • Unlimited messages and 1,000 dreamcoins a month on paid plans
  • Free: 5 messages per character and 55 coins once (reported)
  • Dream Studio USA, Inc. (Delaware)
  • Watch out: calls cost 50 coins a minute, video 100 coins per 5 seconds (reported)
#6
NOVA image-to-video with sound
  • Design a companion or pick a premade one; images, voice and video calls
  • NOVA image-to-video clips with sound
  • Ultimate includes 1,000 XOT a month; an image costs 50 XOT
  • Xotic Tech OÃœ, Estonia; Trustpilot 4.8 from 60 reviews
  • Watch out: 5 free messages in total, subscriptions non-refundable
#7
350+ premade characters, free text chat
  • 350+ premade characters, images, AI video and a live video mode
  • Core text chat free with unlimited messages (homepage)
  • Refund within 24 hours if no more than 20 credits are used
  • 404 Intelligence LTD, Cyprus; Trustpilot 4.3 from 29 reviews
  • Watch out: Premium prices are not public, custom creator not live

Verdict (checked 11 November 2026)

  • naughti.ai is for adults who want to step into a finished story: hand-written scenarios with a beginning and an end, and a new one every week.
  • Its chat memory is built for long sessions; the vendor says it stays coherent after several thousand messages.
  • It is not for people who want to design their own character or need a phone app.
  • One plan: €14.99/mo (≈$16.74) with 100 credits a month; credits are not refunded.

I stick to what can be checked and list the weak points as plainly as the strong ones.

Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 11 November 2026. Adults 18+ only. All characters are AI and fictional.

naughti.ai at a glance

FactValueSource
OperatorNaughtiAI OÜ, Telliskivi tn 57, 10412 Tallinn, EstoniaPrivacy policy, e-Business Register
RegisteredFebruary 2026; registry code 17433306e-Business Register
FormatHand-written adult scenarios with a beginning and an end; a new scenario every weekProduct, 10 Nov 2026
MemoryLong chat memory that stays coherent after several thousand messages (vendor)Product, 10 Nov 2026
CharactersPremade characters inside the scenarios; you do not build your ownProduct
Price€14.99/mo (≈$16.74), 100 credits a month; +100 credits €79.99 (≈$89.31)Paywall, 10 Nov 2026
MediaPre-generated content 15 credits; own images 4 credits, video from 30 creditsProduct
PlatformWeb only, no store appsProduct
RefundsFinal except listed cases; credits never refundedCancellation policy

How does roleplay on naughti.ai feel?

Most roleplay apps hand you a blank chat box and a character card. naughti.ai starts you inside a scene someone has already written: there is a setting, a reason the character is there, and a direction the story is heading. You make choices and talk to the character, and the story moves towards an ending instead of looping.

That changes two things compared with a plain roleplay chat:

  1. Less setup. You do not need to write an opening or a character card.
  2. Less drift. The plot is stored in the scenario, so the story keeps its shape even when the chat runs long.

Memory in long sessions

naughti.ai says its chat memory stays coherent after several thousand messages. Most companion apps publish no memory figure at all; Secrets AI is the main exception with its tiered memory. See how they compare in the models and memory guide.

Price and credits

What you pay forCostNotes
Monthly plan€14.99/mo (≈$16.74)All scenarios included; cancel any time
Credits included100 a month
Extra credits100 for €79.99 (≈$89.31)
Pre-generated content15 credits eachTop-quality premade media
Your own image4 credits
Your own videofrom 30 credits

Euro prices converted at the ECB rate of 6 November 2026 (1 EUR = 1.1165 USD); your bank’s rate will differ slightly.

Content rules

The terms allow adult content between adult characters only. They ban minors in any form (real, fictional, implied or role-played), sexual content between blood relatives, anything without consent, real identifiable people and deepfakes, bestiality, extreme violence and hate speech.

Weak points

  • No character builder. You choose stories, not build a persona.
  • Web only. No App Store or Google Play app.
  • Euro billing. US cards pay a conversion.
  • Credits are not refunded, and sales are final outside the listed exceptions.
  • No independent reviews yet, so long-session claims rest on the vendor’s word.

Who should pick something else

If you want to design one companion and call them, Nectar AI fits better. For the biggest character library, OurDream AI. For group scenes, Xotic AI or GoLove AI. All seven are compared on the best AI roleplay chats page, and character types on AI character roleplay.

Sources I used

I read these public pages between 9 and 11 November 2026 (naughti.ai product facts as of 10 November 2026).

  1. naughti.ai Terms of Service
  2. naughti.ai Privacy Policy
  3. naughti.ai Cancellation Policy
  4. Estonian e-Business Register: NaughtiAI OÜ
  5. ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)

Adults 18+ only. All characters are AI and fictional. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links.

naughti.ai: FAQ

  • Is naughti.ai legit?

    It is run by a registered company, NaughtiAI OÜ in Tallinn, Estonia (registry code 17433306, registered in February 2026), with published terms, a privacy policy under GDPR and a cancellation policy. No independent reviews exist yet, so this review relies on those documents and the product itself.

  • How much does naughti.ai cost?

    One monthly plan: €14.99/mo (≈$16.74), with 100 credits a month included. Another 100 credits cost €79.99 (about $89.31). Scenario content is included in the plan; credits pay for extra media. Prices are in euros, so your bank converts the charge to dollars.

  • What are naughti.ai credits used for?

    Pre-generated top-quality content costs 15 credits per piece. If you generate your own, an image costs 4 credits and a video starts at 30 credits. Reading and playing the written scenarios does not use credits. Credits are not refunded.

  • How good is naughti.ai's memory in a long roleplay?

    naughti.ai says its chat memory stays coherent after several thousand messages. Because each session also runs inside a written scenario, the plot itself does not depend on the model remembering it. That is the vendor’s claim; no independent long-session test has been published.

  • Can I create my own character on naughti.ai?

    No. naughti.ai uses premade characters inside its hand-written scenarios; you choose a story rather than build a persona. If designing a character is what you want, OurDream AI, Nectar AI or Secrets AI suit you better.

  • Does naughti.ai have an app?

    No. It runs in the browser on desktop and phone. There is no official App Store or Google Play app, so any store app using the name is unofficial and best avoided.

  • Can I get a refund from naughti.ai?

    Sales are final except in the cases its cancellation policy lists, such as double billing, a service outage longer than 24 hours, or fraud. You can cancel at any time and keep access until the end of the paid period. Credits are never refunded.

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James Swift on Trustpilot

James Swift

Editor, Best AI Roleplay

I edit Best AI Roleplay. I compare AI roleplay chats for adults on what each app publishes: plan pages, help centres, terms, privacy policies and app-store listings, plus named third-party reviews where a vendor is silent. I date every figure, mark third-party numbers as reported, and never describe a purchase, test or conversation I did not have.

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Try the Best AI Roleplay Chat

Step into a story, not a blank chat box. Hand-written adult scenarios with a beginning and an end, a new one every week, and chat memory that keeps up over thousands of messages.

Adults 18+ only; all characters are AI and fictional.